🩺 Medical Bill Hardship Help

Overwhelmed by medical bills? Many hospitals and providers offer financial assistance or charity care—if you ask. Use this guide to find help and send a professional request.

Note: Resource Help Online connects you to programs and templates but does not provide direct financial aid.

What do you need most?

Enter Your ZIP Code

Use your ZIP to search local assistance via the directories below, or jump straight to the links.

Best Next Steps

Medical Bill Advocacy & Assistance

Patient Advocate Foundation (PAF): Visit PAF
Hospital Charity Care: Call the hospital’s billing office and ask for “financial assistance” or “charity care” application. (Use the template below to request it in writing.)

Local Charities & Nonprofits

Hardship Templates

Use our fillable letter to request financial assistance, reduced payments, or fee waivers.

📄 Download Medical Bill Hardship Letter Template

Optional: Crowdfunding

Need immediate help from friends/community? Try GoFundMe — Basic Needs.

You’re Not Alone

Medical debt is common—and often negotiable. Ask for charity care, request itemized bills, and use the resources above to lower your costs.

Download Templates More Ways to Get Help