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Debt is more than a financial burden. It’s a system of habits that can quietly lock you into cycles of stress, delay, and missed opportunities. Many people stay stuck not because they lack income, but because they repeat patterns that reinforce the problem. Here are five common debt mistakes and how to avoid each one

Saving money while paying off debt might seem like a contradiction. Many people believe they should eliminate all debt before they start saving. But waiting to save until you are debt-free can leave you vulnerable. Emergencies happen. If you do not have savings, you may end up relying on credit again. That is why the