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Choose the help you need. We’ll point you to official programs, local directories, and ready-to-use templates.
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Links go to official resources (HUD, 211, state utility commissions).
Find LIHEAP, your state commission, and reconnection templates.
- Call 211 to ask about utility crisis aid in your ZIP.
- Ask your provider if you qualify for LIHEAP or a shutoff moratorium.
- 📄 Download a utility hardship letter template.
Payment plan letters, ERA/HUD options, and local help.
- Apply for Emergency Rental Assistance (ERA).
- Ask your landlord for a payment plan in writing.
- 📄 Download a rent hardship letter template.
Charity care steps, itemized bill request, payment plans.
- Request an itemized bill — errors are common.
- Ask the billing office about financial assistance/charity care.
- 📄 Download a medical bill hardship letter template.
Fillable letters for utilities, rent, medical, and more.
- Utility shutoff letter to request reconnection/payment plan.
- Rent hardship letter to request grace period or plan.
- Medical bill letter to ask for charity care or reduced payments.
More help (coming soon)
Food Assistance
SNAP, food banks, and local programs.
Internet Discounts
Low-cost plans and provider offers.